Loan Rates

Updated: June 23, 2009

TYPE

INTEREST RATE (APR)

MAXIMUM TERM

COLLATERAL

MAXIMUM AMOUNT

SIGNATURE  OR REVOLVING LOAN

7.50% up to 18.00%   Loan application must be completed to quote rate

  UP TO 72 MONTHS

SIGNATURE

ACCORDING TO SIGNATURE LOAN POLICY

SPECIAL LOAN PROMOTIONS
(BACK TO SCHOOL, VACATION, CHRISTMAS)

Rate determined by Board of Directors prior to promotion. Limited promotional period. Contact CU for additional information.

UP TO 12 MONTHS

SIGNATURE

DETERMINED BY BOARD OF DIRECTORS PRIOR TO PROMOTION

TUITION

7.50%

UP TO 12 MONTHS
SIGNATURE

100% OF SCHOOL FEE STATEMENT

NEW AUTO 4.95% up to 17.00%    Loan application must be completed to quote rate
UP TO 72 MONTHS
AUTOMOBILE, TRUCK, SUV, MOTORCYCLE

100% OF PURCHASE AMOUNT

USED AUTO

5.35% up to 17.50%   Loan application must be completed to quote rate

UP TO 72 MONTHS

AUTOMOBILE, TRUCK, SUV MOTORCYCLE

100% OF PURCHASE PRICE

NEW
COLLATERAL

6.20% up to 18.00%   Loan application must be completed to quote rate

UP TO 72 MONTHS

BOAT, MOTOR, TRAILER, TRACTOR, 4-WHEELER, LAWNMOWER

100% OF PURCHASE PRICE UP TO $40,000

USED
COLLATERAL

6.45% up to 18.00%   Loan application must be completed to quote rate

UP TO 72 MONTHS

BOAT, MOTOR, TRAILER, TRACTOR, 4-WHEELER, LAWNMOWER

100% OF PURCHASE PRICE UP TO $40,000

SHARE SECURED

1% ABOVE HIGHEST  RATE BEING PAID

72 MONTHS

SHARES

SHARE BALANCE

STOCK

5.50%

12 MONTHS

STOCK *

75% CURRENT MARKET VALUE

VISA CLASSIC

11.90% up to 16.00%

2% OUTSTANDING
BALANCE $5. MIN.

SIGNATURE

UP TO

$10,000

VISA GOLD

9.20% up to 14.50%   +    Cash Back **

2% OUTSTANDING BALANCE/$5.MIN

SIGNATURE

UP TO

$25,000

VISA PLATINUM

8.50% up to 13.50%    +   Scorecard Bonus Points

2% OUTSTANDING
BALANCE/$5. MIN

SIGNATURE

UP TO

$25,000


RATES ARE SUBJECT TO CHANGE WITHOUT NOTICE. OTHER GUIDELINES MAY APPLY.

* Stock must be traded on the NY Stock Exchange or the American Stock Exchange
** See cash back grid
*** Over $250,000 need Board approval


*************Signature and Revolving Loan Maximum Eligibility Grid*********

YEARS
 OF
 SERVICE

 

  ANNUAL SALARY  (Thousands)

  $  10-35    $35-50       $50-70       $70+  

                          

  MAXIMUM ELIGIBILITY   

MAXIMUM TERM

1-5 YR

      $5,000       $7,000        $10,000       $15,000    

60 MO

6-10 YR

      $6,000      $10,000       $15,000       $20,000   

72 MO

10-20 YR

      $8,000      $15,000       $18,000       $22,000      

72 MO

20 + YR

     $10,000     $18,000       $20,000       $25,000     

72 MO

In addition to annual salary and years of service, maximum eligibility
is based on credit worthiness.

**************************CASH BACK GRID******************************
YEARLY PURCHASES
CASH BACK BONUS

Over

Up to

$0

$1,000

.25%

$1,000

$2,000

.50%

$2,000

$3,000

.75%

$3,000

1.00%

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