Dividend Rates

Rates are for comparison only, and are effective as of March 27,2008.

RATES ARE SUBJECT TO CHANGE WITHOUT NOTICE. PLEASE CONTACT THE CREDIT UNION TO CONFIRM THE CURRENT RATES.
SHARE DIVIDENDS ARE DECLARED AT THE END OF EACH QUARTER.

*** One Time Jump over life of CD purchase on or after 6-9-06.

Updated 3/27/2008 RATES ARE SUBJECT TO CHANGE WITHOUT NOTICE.
EFFECTIVE
03/19/2008		 INVESTMENT MINIMUM
DEPOSIT		 CURRENT
DIVIDEND
RATE		 ANNUAL
PERCENTAGE
YIELD
(APY)		   DIVIDEND
PERIOD		 DIVIDENDS
COMPOUNDED
& CREDITED
Certificates 3 Months $1,000.00 0.00% 0.00%   Monthly Monthly
  6 Months $1,000.00 3.000% 3.042%   Monthly Monthly
  9 Months $1,000.00 3.125% 3.170%   Monthly Monthly
  12 Months $1,000.00 3.150% 3.196%   Monthly Monthly
  18 Months $1,000.00 3.150% 3.196%   Monthly Monthly
  24 Months $1,000.00 3.150% 3.196%   Monthly Monthly
36 Months $1,000.00 3.200% 3.760%   Monthly Monthly
One Time Jump 36 Months $1,000.00 3.200%*** 3.247%   Monthly Monthly
  48 Months $1,000.00 3.300% 3.350%   Monthly Monthly
  60 Months $1,000.00 3.350% 3.402%   Monthly Monthly
ACCOUNT
TYPE		 BALANCE BALANCE
METHOD		 DIVIDENDS
COMPOUNDED
and CREDITED		 DIVIDEND
PERIOD		 MINIMUM
BALANCE to
EARN SLATED
APY		 Dividend
rate
ANNUAL
PERCENTAGE
YIELD


Share
(Savings)		 $100,000.00 -
greater		 Daily
Balance		 Quarterly Quarterly $100,000.00 2.200% 2.218%
$50,000.00 -
$99,999.99		 Daily
Balance		 Quarterly Quarterly $50,000.00 1.950% 1.964%
$10,000.00 -
$49,999.99		 Daily
Balance		 Quarterly Quarterly $10,000.00 1.700% 1.711%
$3,000.00 -
$9,999.99		 Daily
Balance		 Quarterly Quarterly $3000.00 1.125% 1.130%
$100.00 -
$2,999.99		 Daily
Balance		 Quarterly Quarterly $100.00 .625% .626%
      -   --
Share Draft $3,000.00 -
greater		 Daily
Balance		 Monthly Monthly $3,000.00 .750% .753%
$1,000.00 -
$2,999.99		 Daily
Balance		 Monthly Monthly $1,000.00 .375% .376%
$0.01 -
$999.99		       -   --
Variable
IRA		 - Daily
Balance		 Monthly Monthly None 2.000% 2.015%
Club
Accounts		 - Daily
Balance		 Quarterly Quarterly None 1.000% 1.004%

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